the edge : financial services for young adults

You’re on the edge. The edge of adulthood. The edge of life.

That means you’re managing your finances on your own. Now you have expenses, like food, clothes, a car, or maybe college. After handling all your expenses, you want a little money left over for fun.

When you get the edgeSM, you’ll be on your way to managing your money and your life. You’ll get the tools you need to manage your money anytime, anywhere.

You can get a Savings and a Checking Account, Virtual Branch Banking, 24-hour phone access to your accounts, and a VISA® Check Card. You can apply for a Credit Card, Vehicle Loan, and more! Plus, it’s easy to plan for your future with Share Certificates and an IRA.

The website for the edge is a great place to learn sound spending, saving, and borrowing habits. You can also access a forum where you can read others’ opinions on various issues and contribute your own podcasts, video casts, and listen to music. There are cool downloads, too!

Save More Money!
To get started on the road to managing your finances, you need to open a Savings Account at the credit union. That takes just a $5 deposit. Call 856.696.0767 for more information!

shared branch
Whether you're in town or out of state. Keep in mind that you may do your financial trasactions at any of our shared branch locations nationwide. Go to our website for a list of locations you can go to.

	Savings and Checking Accounts Basic money management starts here. A Savings Account is where you need to put your money for your goals. Your Checking Account will help you track expenses and spending. Learn More: http://www.cumcofcu.org/savings.php

	Visa® Check card You’re probably familiar with this. It’s safer than carrying cash, and you can use your VISA Check Card wherever VISA is accepted with no annual fee. The money comes directly out of your Checking Account. We also have a regular ATM Card available.

	Virtual Branch This is the easiest way to manage accounts and stick to your budget. You can review your deposits and spending habits anytime. Learn More: https://www.netit.financial-net.com/cumcofcu/cgi-bin/ebs

	Touch-Tone Teller Verify account balances, transactions and morebr24/7, from any touch-tone phone.

	Visa® Credit Card Don’t fall for credit card offers online, at stores, at school, or anywhere else! Most credit cards have tricky fine print offers that you might not know about until it’s too late. Then you’re stuck with debt at a high rate. Our card offers a low fixed rate and available credit when you need it. Learn More: https://www.ardentsecure.com/cumco/loan_application.htm

	Vehicle Loans When you’re ready to buy a car, see your credit union first. Whether you’re thinking new or used, we can help you with a loan that will fit your budget. Our low rates are a way to keep you within budget. Apply online! Learn More: https://www.ardentsecure.com/cumco/loan_application.htm

	Student Loans Don’t let a cash shortage keep you from an education. We have a variety of Student Loans available. Learn More: http://members.cunamutual.com/Insurance&Investments/529/Default.asp

	Investment Accounts Think about this: If you put just $15 a month into an IRA from the time you’re 20 until you’re 65, you could have over $55,000 saved for retirement. We also have CDs available with a variety of terms. It’s a very secure way to save. Learn More: http://members.cunamutual.com/H2/Investments.aspx

	Visa® Gift Card Give the gift of a Visa® Gift Card. They're safer than carrying cash, easy to purchase, and fun to receive. With a Visa® Gift Card You'll give the perfect gift every time. These cards can be used almost anywhere the Visa® logos are displayed. Start your shopping today. Cards can be purchased at any one of our convenient branch locations.

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